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Determine EligibilityOmediq will match you with medication assistance programs based on your eligibility.
Apply for
Financial AssistanceOnce you find a program, we direct you to the program's website to complete the application.
Show Enrollment
to Your PharmacyYour pharmacy will use your financial assistance when billing for your medication.
Financial Assistance Types
Not all financial assistance works the same way. Here's what each type offers, how to use it, and where to start based on your situation.
Where to Start
Foundation Assistance
Patient Assistance Program (PAP)
Provided by the Drug Manufacturer
Copay Card
A discount card from the drug manufacturer that lowers your out-of-pocket cost at the pharmacy.
How to use it
After applying on the program website, present the card at the pharmacy like a coupon. Many are digital and can be saved to your phone.
Good to know
- Not valid with government insurance
- Annual re-enrollment required
- Monthly and annual savings caps apply
- Coverage changes may end eligibility
If your coverage ends
- Need additional helplook into foundation assistance
- No insuranceask about a Patient Assistance Program (PAP)
Free Trial Offer
A short-term program from a manufacturer that lets patients start a medication at no cost. It helps doctors begin treatment immediately, bridge insurance or access delays, reduce out-of-pocket costs, improve adherence, and let patients try a therapy before committing.
How to use it
Sign up through the manufacturer's website or ask your doctor or pharmacy. Typically applied at the pharmacy like a coupon.
Good to know
- Available regardless of insurance status
- Temporary only; usually limited to one use per lifetime
- Limited to specific medications
- Useful as a bridge while waiting for other assistance
If your coverage ends
- Commercial insuranceconsider a copay card
- Need additional fundingapply for foundation assistance
- No insuranceask about a PAP
Rebate
A refund from the manufacturer after you've already paid for your medication.
How to use it
Pay at the pharmacy, then submit a claim online or by mail. Reimbursement is sent after processing.
Good to know
- You must pay upfront
- Reimbursement processing can take time
- Typically available for commercial insurance
- Limited to specific medications
If your coverage ends
- Commercial insurancecheck copay card options
- Need additional helpexplore foundation assistance
- No insuranceask about a PAP
Sample
A small supply of medication given directly by your doctor, usually enough for a few days.
How to use it
Ask your doctor at your appointment. Samples are provided directly from the office.
Good to know
- Available regardless of insurance status
- Very limited supply; not a long-term solution
- Only available through your doctor's office
- Useful as a short-term bridge
If your coverage ends
- Commercial insuranceconsider a copay card
- Need additional fundingapply for foundation assistance
- No insuranceask about a PAP
Patient Assistance Program (PAP)
Ongoing free or low-cost medication from the manufacturer for patients who qualify based on income and insurance.
How to use it
Apply through the manufacturer's website or with help from your doctor or pharmacy. Medication is typically shipped to you or your provider.
Good to know
- Reapplication required every 6-12 months
- Based on income and insurance eligibility
- Requires documentation; approval is not guaranteed
- May take time to process
If your coverage ends
- Reapply as soon as eligible
- Ask about temporary assistance while waiting
- Explore foundation or copay options if insurance changes
Provided by Charitable Organizations
Foundation Assistance
A grant from a charitable organization to help cover medication costs, not tied to the drug manufacturer.
How to use it
Apply directly through the foundation's website. If approved, funds are typically applied toward your treatment costs or copays. You will be given billing information to provide to your pharmacy.
Good to know
- Funding availability is limited and can close quickly
- Eligibility based on diagnosis, income, and funding status
- Grants cover a set dollar amount or time period
- Some foundations now support both government and commercially insured patients
If your coverage ends
- Save your search in Omediq to get alerts when funding opens
- Commercial insuranceconsider copay cards or bridge options
- No insuranceask about a PAP
How They're Different
Type
Insurance Requirement
Key Limitations
Patient Assistance Program (PAP)
Uninsured or underinsured
- Strict eligibility requirements
- Complex and time consuming paperwork
- Requires ongoing documentation and renewals
Copay Card
Commercial insurance
- Monthly and annual savings caps
- Not valid with government insurance
Free Trial Offer
Any insurance type, including uninsured
- Temporary only, usually 1 time use per lifetime
- Limited to specific medications
Rebate
Commercial insurance
- You pay upfront and get reimbursed later
- Reimbursement processing can be slow
Sample
Any insurance type, including uninsured
- Very limited supply
- Only available at doctor's office
Foundation Assistance
Typically for Medicare patients, expanding to other government insurance types and commercial insurance
- Funding opens and closes quickly
- Strict income and eligibility requirements
Patient Assistance Program (PAP)
Insurance Requirement
Uninsured or underinsured
Key Limitations
- Strict eligibility requirements
- Complex and time consuming paperwork
- Requires ongoing documentation and renewals
Copay Card
Insurance Requirement
Commercial insurance
Key Limitations
- Monthly and annual savings caps
- Not valid with government insurance
Free Trial Offer
Insurance Requirement
Any insurance type, including uninsured
Key Limitations
- Temporary only, usually 1 time use per lifetime
- Limited to specific medications
Rebate
Insurance Requirement
Commercial insurance
Key Limitations
- You pay upfront and get reimbursed later
- Reimbursement processing can be slow
Sample
Insurance Requirement
Any insurance type, including uninsured
Key Limitations
- Very limited supply
- Only available at doctor's office
Foundation Assistance
Insurance Requirement
Typically for Medicare patients, expanding to other government insurance types and commercial insurance
Key Limitations
- Funding opens and closes quickly
- Strict income and eligibility requirements
Never Miss a Funding Opportunity
- Save your insurance and household details for faster results
- Track saved searches and new program matches in real time
- Get email or text alerts the moment foundation funding opens
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